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What Difference Does a Year Make?

What Difference Does a Year Make?

2019 was expected to be the year of rising interest rates. Really, how long could this low interest rate period last? Contrary to expectations, 2019 saw interest rates fall by over 1%. This is great news for homebuyers and homeowners, because lower interest rates...
What Does the Fed Action Mean for Consumers?

What Does the Fed Action Mean for Consumers?

This week, in an anticipated move, the Fed lowered the Fed Funds rate in order kick-start what was seen as a global economic slow-down. President Trump has asked the Fed to lower interest rates even further, not satisfied with the quarter point rate cut the Fed...
Should Homeowners be Scared of a Recession?

Should Homeowners be Scared of a Recession?

The doomsday pundits have been out in force recently, with prognostications for a impending recession. This has many homeowners concerned, maybe even bordering on panic, because the last recession in 2008 was such a boondoggle for mortgage borrowers. The reality is...